Budget Calculator

Create a comprehensive monthly budget to track income, expenses, and savings. Get insights into your spending patterns and financial health.

Monthly Budget Details

Enter your monthly income and expenses by category.

Monthly Income

₹

Housing (Rent/EMI)

₹

Transportation

₹

Food & Groceries

₹

Utilities

₹

Insurance

₹

Healthcare

₹

Savings & Investments

₹

Entertainment

₹

Other Expenses

₹

Results

Remaining Income

₹4,000

Total Expenses

₹76,000

Savings Rate

20%

Expense Ratio

76%

Budget Health

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Budget Guidelines

50/30/20 Rule

50% Needs, 30% Wants, 20% Savings

Housing

Should not exceed 30% of income

Savings

Aim for at least 20% of income

Budgeting Tips

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Track expenses for at least a month

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Automate savings and bill payments

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Review and adjust monthly

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Build an emergency fund first